Paying for School
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We realize everyone’s situation is a little bit different.
There maybe some financial resources available to you that you never knew about, which is why you’ll have a finance advisor that can guide you, step-by-step, through all of your options.
We can make this a little easier in a lot of ways. Our Cash Plan, for instance, allows you to pay for a single course at a time, rather than paying for a full-year or semester-at-once. And if your employer offers tuition assistance, we may be able to set up a third-party billing plan.
You can also apply for Federal Financial Aid online, or find out exactly what each course will cost with our Tuition Calculator tool. And be sure to check out the many possible scholarships to see if you’re eligible.
We want to make sure you’re making responsible decisions, even before you become a student.
Our Promise is To Inform You of the Latest Options
Education is an investment. It’s an investment in yourself, your dreams and your future. It’s also a promise—one that we’ll help you keep. You’ll get to work with your own University Finance Advisor. They’ll show you a number of ways to help keep you on track and also present you with our many scholarships.
Your Finance Advisor will explain our tuition rates and guide you step by step through our convenient payment options so you can discover what works for you. For example, if you choose you can pay for each course at a time and we can help you see if you are available for tuition assistance through your employer, the military or the government.
The University does offer special military rates for members of the military and their spouses. In fact, our military division is well-versed in the Post 911 GI Bill and other options such as the Yellow Ribbon Program.
Your Financial Advisor is your partner in research. You won’t have to go it alone.
What to expect
Before attending your first class, we want to make sure that you’re completely informed about the time and financial commitments that you’re taking on. View our walk-through and learn exactly what it takes to earn your college degree.
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University of Phoenix
What to expect videoIn school, as in life, clarity is good...Confusion isn't.
No one GETS THAT more than the faculty and staff at University of Phoenix.
That's why we thought it would be helpful to walk you through what to expect...
...and what not to expect...when you attend our University...
...and enroll for course work towards a diploma.
Before you enroll in our University, we must politely ask...
...are you truly willing to make the commitment?
Education requires hard work and dedication.
It demands time...energy...and financial resources.
You'll need to study. You'll need to spend fifteen to twenty hours per week.
You'll need to login to our student website at least four times per week for active class discussion.
Are you willing and able to do that? Are you sure?VO:
Thomas Edison defined genius as "one percent inspiration...ninety nine percent perspiration."The same is true of education. To succeed at University of Phoenix...
...you'll need to apply yourself and be willing to work hard.
To say the least, we want all of our students to succeed...but you'll need to do your part.
Of course, every job requires proper tools. Education is no different.
Students enrolled in our online programs or in our local campuses...
...must have access to a computer or a laptop.
To do the work assigned, you'll need the necessary supplies and software.
The better equipped you are, the more empowered you'll feel to perform.
Now a brief word about financing.
As you probably know, education isn't free. And money doesn't grow on trees.
Like checkout at any store, paying for tuition is a requirement.
We recommend you plan your financing in advance.
You may qualify for a loan. You may qualify for a grant.
But ALL students are responsible for meeting their financial commitments...
...and all loans need to be repaid when you successfully complete your degree program or if you withdraw from the University for any reason.
Before you make your final decision, we encourage you to thoughtfully consider whether these are commitments you are able and ready to fulfill.
We know you have a choice in schools and you'll need to weigh your options.
Other schools may offer similar programs at a lower cost. Only you can decide which school is the best fit for you.
But if your choice is University of Phoenix, we welcome you....and we'll look forward to helping you unlock your fullest potential.
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To learn more about financing options, visit www.direct.ed.gov/applying.html.
Funding your education
We know that making the most responsible financial decisions when paying for college can often be difficult. That’s why we made this video that describes the different types of loans and grants that might be available to you.
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University of Phoenix
Funding your education VideoAt University of Phoenix, we view every student as unique.
And we know that every student's financial situation is different.
As you probably know, all students are responsible for paying their tuition.
That said...we understand that different students come from different backgrounds...with different financial needs.
What's important to know is that funding options are often available...
...and that's what this short video is about.
So...what exactly is financial aid? And where does it come from?
Financial aid is ...funding assistance that comes from a source outside of a student's ways and means...
...including scholarships, state grants and employer programs.
Federal financial assistance comes in the form of either loans...
...or grants.
Let us break that down for you.
A loan is borrowed money. As such, a loan needs to be paid back...with interest. Good reason to borrow only as much as you actually need.
University of Phoenix participates in the Federal Direct Loan Program which includes two basic kinds of loans...subsidized and unsubsidized.
Subsidized loans...are for students with financial need as determined by federal regulations.
The student pays no interest while either in school or during grace or deferment periods...
Unsubsidized loans...are not based on financial need...interest starts to accrue while you're in school.
You might wonder: "Do I really have to re-pay my loan?"
The short answer is: Yes...You really do...eventually.
All loans need to be repaid when you successfully complete your degree program or if you withdraw from the University for any reason.
The good news is federal loans do NOT need to be repaid while you're in school.
FRAME WITH SCROLLING LEGAL DISCLAIMER: Interest will increase the total amount you'll need to repay unless the loan is repaid in full before interest begins to accrue. Interest rates vary from year to year. If you prefer, you may choose to pay interest on your loan while still in school. Learn more about repayment options from your Financial Services Representative.
LEGAL TYPE SCROLLS UP AND OUT, CLEARING FRAME.
All clear on loans?
Okay, moving on. Financial aid also comes in the form of grants.
STUDENT HOLDING A CARD WITH THE WORD "Pell Grants"
Students are not required to repay their grants, providing they keep up their attendance and grades.
Anyone can apply for a grant, but not all are eligible.
Once your application is complete...processing typically takes six to eight weeks before funds are awarded...
We ask that you provide all requested information at one time so we can process your application as quickly as possible.
Remember that a lack of attendance or failure to start a course as scheduled may delay, cancel or interrupt funding altogether.
We recommend that you borrow wisely. Assess your educational expenses and other requirements so you borrow only what you actually need. The less you borrow, the less you'll need to pay back.
We wish you every success as you pursue your educational opportunities at...University of Phoenix.
To learn more about federal financing options, visit www.direct.ed.gov/applying.html.
More Videos
Overview
Graduation Teams
Paying for School
Programs & Courses
Getting Started
Online or On-Campus
Faculty & Education
Military
Tuition and financial options
Calculate the cost of tuition per credit and other related fees based on the program you are interested in.