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Reducing the amount you borrow

Many students find they need student loans to help finance their education. While student loans can be useful, other options may also be available. Here are some alternative funding opportunities that may be available to those pursuing a higher education:

  • Grants are a great way to offset the long-term cost of financing an education. View a list of federal financial aid grant programs and their eligibility requirements.
  • Several institutional and external scholarships are available to University of Phoenix students. Check out our scholarship page for more information and to research scholarship opportunities.
  • Many employers have tuition reimbursement programs. Your employer’s human resource and/or benefits department should have information about what kinds of programs are available to you.
  • If you or someone in your family is a member of the armed forces, additional funding opportunities may be available to you. Please speak to your Finance Advisor for more information.

A college degree is a meaningful investment, and there are ways to make it more affordable. We encourage you to research as many funding opportunities as possible to minimize the amount of student loan debt you incur.

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