Financial options

Tools to help you estimate, understand and pay your tuition.

University of Phoenix tuition and fee calculator

A college education is an investment in your future, but we understand that covering tuition and other education-related costs can be a real challenge. Our Finance Advisors will be there from the start to help you explore various options for paying for school, such as financial aid and scholarships.

Our Financial Plan with Net Price Calculator is a tuition and fee estimating tool that can be of assistance when it comes to understanding University of Phoenix costs. To use this tool you simply choose a degree program and determine if you want to attend class online or at a local campus.

While using this tool you will:

  1. Determine your estimated tuition and expenses based on your location and chosen degree program.
  2. Enter your personal financial information to explore ways to pay for tuition and education related expenses.
  3. Review your financial plan and make adjustments if needed.

University of Phoenix tuition costs vary by program, so it is important to know which one you’re interested in before you begin. It is also helpful to be as specific as possible while using the tool in order to have a more accurate estimate. Gather key pieces of information, such as taxes and prior college credits, in order to get the most from this helpful resource.

For more information about each of these programs, including on-time completion rates, the median debt incurred by students who completed the program and other important information, please visit

The education connection

Education is more than a personal achievement, it can have a positive impact on your life in many different ways. According to the current national population survey conducted by the Bureau of Labor Statistics, the higher the level of education completed by an individual, the more positive effect it has on their median weekly earnings.

Note: BLS data is not specifically applicable to alumni of University of Phoenix. This chart applies to a more general student and alumni population and does not solely or predominantly reflect University of Phoenix graduates whose median weekly earnings may be less than reported and whose unemployment rate may be higher.

Reducing the cost

Reducing tuition costs

Our Finance Advisors can help you determine the best way to cover the cost of your University of Phoenix tuition. They are knowledgeable about scholarships, grants, financial aid and other options to help you pay for education-related expenses. They can also help you find the best combination of scholarships, financial aid, and other options to help reduce your out-of-pocket costs.

Scholarships and grants

There are many scholarships available to help students cover the cost of their education. Some of these are institutional scholarships offered by University of Phoenix while others are external scholarships offered by outside organizations.

Every scholarship has its own set of requirements for application. You may or may not be able to receive these scholarships, depending upon the criteria of the scholarships and other factors. You should review all options and apply for opportunities which most closely fit your situation.

Institutional University scholarships

  • Funded by University of Phoenix
  • Available to current and prospective students
  • Apply through our online scholarship portal

External scholarships

  • Funded by third-party organizations
  • Available to the general public
  • Apply through the scholarship provider

Talk with an Enrollment Representative or Finance Advisor to explore all of the options available to you.

Transferring college credits

Your prior education may translate into course credit that can reduce your workload and tuition costs. Find out how you can apply what you’ve already learned to earn credit toward your University of Phoenix education.

Learn about transferring your credits

Work and military experience

Your training and education in the field is valuable and might apply towards a degree. Military training and certain professional training can, under certain circumstances, translate to credit.

Learn about credit for military experience

Learn about credit for professional experience

Federal Financial Aid

The Federal Financial Aid Plan is available to students who are interested in receiving federal grants, federal loans, or both to pay for tuition in an eligible degree or certificate program.

Learn about Federal Financial Aid

Student loans

Private, third-party student loans are may be available to those who meet certain criteria or need assistance beyond their financial aid eligibility and scholarships. It’s important to be well educated about the responsibilities that come with taking and repaying private student loans.

University of Phoenix recommends private loans only after all other federal financial aid, state grants, and other funding options have been exhausted.

Learn more about student loans

Learn about repaying student loans

Cash tuition plan

Students have the option to pay University of Phoenix tuition costs out, one course at a time. This allows you to continue your education while managing your budget.

Learn more about the cash plan

Find your way with the following resources

Your journey begins here