fp101 | undergraduate

Foundations Of Personal Finance

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This course provides an overview of the elements necessary for effective personal financial planning and the opportunity to apply the techniques and strategies essential to this understanding. Primary areas of study include creating and managing a personal budget, understanding and paying taxes, working with financial institutions, wise use of credit cards and consumer loans, financing automobiles and homes, and the use of insurance for protecting one’s family and property.

This undergraduate-level course is 9 To enroll, speak with an Enrollment Representative.

Course details:

Credits: 3
Continuing education units: XX
Professional development units: XX
Duration: 9

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    Retirement and Estate Planning

    • Evaluate a retirement planning strategy and estimate retirement income needs.
    • Describe the importance of wills and estate planning.


    • Assess and analyze types and amount of insurance available to homeowners and renters.
    • Identify types and amount of auto insurance coverage.
    • Analyze cost and evaluate the types of health care plans.
    • Explain the importance of disability insurance in financial planning.
    • Determine life insurance needs.
    • Analyze types of life insurance policies.


    • Summarize ways to save money on federal taxes.
    • File a federal tax return.

    Money Management

    • Develop and implement a personal budget using a cash flow statement.
    • Identify cash management products and tools.

    Personal Financial Planning

    • Identify social and economic influences on personal financial goals and decisions.
    • Develop personal financial goals.
    • Calculate time value of money situations associated with personal financial decisions.

    Consumer Credit and Credit Scores

    • Assess the types and sources of consumer credit.
    • Identify the Five C’s of credit.
    • Explain the credit score and how it is used in the credit approval process.
    • Develop a plan to protect your credit rating and manage your debts.
    • Explain how to correct credit report errors.

    Avoiding and Managing Debt/Student Loan Management

    • Analyze advantages and disadvantages of using consumer credit.
    • Assess the types and sources of consumer credit.
    • Determine the cost of credit by calculating interest using various interest formulas.
    • Identify options to pay for college and understand repayment requirements of each.

    Major Assets

    • Identify strategies for effective consumer buying, including buying a car.
    • Assess costs and benefits of renting and buying.
    • Determine process of and costs associated with buying a home.


    • Summarize the investment planning process.
    • Describe how safety, risk, income, growth and liquidity affect your investment program.
    • Identify the factors that can reduce investment risk.
    • Explain the characteristics and evaluation methods of different types of investment vehicles.
    Tuition for individual courses varies. For more information, please call or chat live with an Enrollment Representative.

    Please ask about these special rates:

    Teacher Rate: For some courses, special tuition rates are available for current, certified P-12 teachers and administrators. Please speak with an Enrollment Representative today for more details.

    Military Rate: For some courses, special tuition rates are available for active duty military members and their spouses. Please speak with an Enrollment Representative today for more details.

    The University of Phoenix reserves the right to modify courses.

    While widely available, not all programs are available in all locations or in both online and on-campus formats. Please check with a University Enrollment Representative.

    Transferability of credit is at the discretion of the receiving institution. It is the student’s responsibility to confirm whether or not credits earned at University of Phoenix will be accepted by another institution of the student’s choice.