Personal Financial Planning – fin420 (3 credits)
This course provides an introduction to personal financial planning. Personal financial goals are examined with a focus on investment risk and returns, markets, and analysis tools useful in assessing financial situations.
Tools for Financial Planning
- Compare elements of fixed-rate and adjustable-rate loans.
- Conduct a personal financial analysis using relevant financial tools and data.
- Calculate present and future value of money.
Next Steps in Financial Planning
- Determine personal insurance needs.
- Adjust asset allocation relative to personal financial goals.
- Evaluate a financial plan.
Markets and Analysis
- Analyze the current financial environment.
- Determine personal risk tolerance.
- Compare risk and return among common investment options.
Introduction to Personal Finance
- Identify personal financial goals.
- Create a personal net worth statement.
- Estimate personal cash flows.
Assessing Current Financial Situation
- Analyze cash flows in relation to personal needs and objectives.
- Assess use of credit and personal creditworthiness.
- Develop a personal financial plan.
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Transferability of credit is at the discretion of the receiving institution. It is the student’s responsibility to confirm whether or not credits earned at University of Phoenix will be accepted by another institution of the student’s choice.