Education you can afford, opportunities you can’t afford to miss
A personalized payment plan
Work with our Finance Advisors to find the best combination of scholarships, financial aid, and customizable options to help reduce your out-of-pocket costs.
Paying for college
Our career-focused education can really pay off, and affording it may be easier than you think. We’re here to help you. As soon as you begin the application process, you’ll work closely with a Finance Advisor to determine the payment options, scholarships, and financial aid packages that work for you.
I was able to achieve enough of an increase in my wages to fully pay off any loans I had within three years of my graduation."
— Jon Garey, MS/CIS, ’00
Scholarships and grants
Hundreds of internal and external scholarships are available for University of Phoenix students. They are awarded across all kinds of criteria, including educational merit, program area, and cultural and regional backgrounds.
Learn the basics with our Scholarship Information Kit. When you’re ready to take the necessary steps toward searching and applying, our online scholarship tool will walk you through a step-by-step guide.
If you’re a new student enrolling in an undergraduate program, you may qualify for an institutional grant to lower the cost of your education. An Enrollment Representative can help you determine if you should apply for one based on financial need.
Transferring college credits
Your prior education may translate into course credit that can reduce your workload—and tuition costs. Find out how you can apply what you’ve already learned to earn credit toward your University of Phoenix education.
University of Phoenix Financial Aid
Financial Services Blog
Learn insights, tips and trends to stay on top of your finances with Kim Murphy, Financial Services community manager and alumna.Learn more
Financial options that fit your needs
As a student at the University of Phoenix, there are many financial opportunities to help you fund the cost of your education.
Federal financial aid
The Federal Financial Aid Plan is available to students who are interested in receiving federal grants, federal loans, or both to pay for tuition in an eligible degree or certificate program.
Private student loans
Private, third-party student loans are available to students who are not eligible for federal financial aid or who need assistance beyond their financial aid eligibility and scholarships. It’s important to be informed about the implications that come with taking out and repaying private student loans. Private loans should only be considered after all federal and state financial aid options have been exhausted.