fin422 | undergraduate

Retirement And Benefit Planning

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This course provides students with the tools necessary to create a retirement plan. After completion of this course, students will be able to identify the types of retirement plans, understand the implications of federal law on retirement plans, identify retirement plans and participation requirements, calculate tax deductions and contribution limits, and create a full financial plan, including retirement, for an individual.

This undergraduate-level course is 5 To enroll, speak with an Enrollment Representative.

Course details:

Credits: 3
Continuing education units: XX
Professional development units: XX
Duration: 5

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    An Overview of Retirement Plan Types, Features, and Design

    • Compare the different types of individual retirement plans and their features.
    • Determine what types of retirement plans would fit best with a company or individual.
    • Explain the responsibilities associated with serving as a plan fiduciary.
    • Compare the different types of employer-sponsored retirement plans and their features.

    The Accumulation Phase: Preparing and Investing for Retirement

    • Identify the components of a retirement plan.
    • Develop a retirement plan for an individual.
    • Analyze how the retirement plan and investments change throughout an individual’s life span.
    • Explain how behavioral finance can impact investment choices.

    Intro to Retirement Planning

    • Explain the broad regulatory environment for retirement plans (ERISA, PPA, DOL, and so forth).
    • Outline how the current retirement planning system evolved.
    • Perform time value of money calculations used in retirement planning.
    • Describe how the Social Security System (Old Age, Survivors, and Disability Insurance Program) works.

    The Distribution Phase: Living in Retirement

    • Compare different cash flow options from pension plans, annuities, and Social Security retirement benefits.
    • Calculate a withdrawal plan for an individual that will be sustainable under multiple circumstances.
    • Explain long-term care insurance, reverse mortgages, and other retirement income sources.

    The Future of the U.S. Retirement System

    • Identify strategies for improving the current U.S. Retirement System.
    • Identify trends in the U.S. Retirement System.
    Tuition for individual courses varies. For more information, please call or chat live with an Enrollment Representative.

    Please ask about these special rates:

    Teacher Rate: For some courses, special tuition rates are available for current, certified P-12 teachers and administrators. Please speak with an Enrollment Representative today for more details.

    Military Rate: For some courses, special tuition rates are available for active duty military members and their spouses. Please speak with an Enrollment Representative today for more details.

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    While widely available, not all programs are available in all locations or in both online and on-campus formats. Please check with a University Enrollment Representative.

    Transferability of credit is at the discretion of the receiving institution. It is the student’s responsibility to confirm whether or not credits earned at University of Phoenix will be accepted by another institution of the student’s choice.