Skip to Main Content Skip to bottom Skip to Chat, Email, Text
"Degrees & Programs"

FIN/422

Retirement and Benefit Planning

Online

Format

$1194

Estimated Tuition

credits

Total credits

weeks

Course length

Start when you're ready

Choose an upcoming start date:

Enroll by 1pm Central:

Please Note: Attendance and participation are mandatory in all University courses, and specific requirements may differ by course. If attendance requirements are not met, a student may be removed from the course. Please review the Course Attendance Policy in the Catalog for more information.

University of Phoenix reserves the right to modify courses. While widely available, not all programs are available to residents of all states. Please check with a University Enrollment Representative.

Course level: Undergraduate

This course provides students with the tools necessary to create a retirement plan. After completion of this course, students will be able to identify the types of retirement plans, understand the implications of federal law on retirement plans, identify retirement plans and participation requirements, calculate tax deductions and contribution limits, and create a full financial plan, including retirement, for an individual.

Prerequisites

None

What you'll learn

Course skills and outcomes

Week 1

  • Analyze the relevant issues in benefit plan designs for employers, including portability, longevity, phased retirement and team encouragement.
  • Distinguish between the various lifecycle events and how they impact employee benefits.

Week 2

  • Evaluate the HR and financial considerations in offering Defined Benefit Plans, including funding, vesting, retention and loyalty.
  • Theorize on the main drivers of the transition to Defined Contribution Plans as replacements to Defined Benefit Plans including simplicity, responsibility for investment risk, tax treatment, and profit sharing aspects.

Week 3

  • Evaluate the different options for retirement plan design (SIMPLE, Keogh, SEP and Money Purchase/Targeted Plan) and their appropriateness for small employers.
  • Characterize the business factors, including competition, flexibility, and compliance in retirement plan design.
  • Recommend ways to ensure successful retirement savings amongst employees.

Week 4

  • Measure the financial returns of benefit plans such as Wellness Programs, child care and linking 401ks to productivity.
  • Calculate the payback and ROI of early retirement programs
  • Design financial metrics and benchmarking for a benefit and retirement plan.

Week 5

  • Recommend a benefit plan design that incorporates employee ownership such as Stock Options, Restricted Stock, Profit Sharing, SARs and Stock Discount.
  • Evaluate the risks, including liability, allocation of risks and costs of offering employee ownership in retirement plan offerings.

Why UOPX

Why take courses at University of Phoenix

Accreditation that matters

We’ve been accredited by the Higher Learning Commission (hlcommission.org) for more than 40 years.

Real-world instructors

Learn from instructors who bring an average of 25 years of working experience to the classroom.

Affordable and potentially reimbursable

Our tuition and fees are competitive and fixed. Also, check to see if your employer will cover you for this course.

Next Steps

Start a conversation about your future with an enrollment representative today.

Start a conversation about your future with an enrollment representative today.

Call (844) 937-8679

Transfer Credits

Credit Transfer

Credit Transfer

Need to transfer credits to another college or university?

Before you enroll in a course, check with your school of choice to make sure they will accept our transfer credits and to understand any requirements or limitations. Then you can complete your course, and request your official transcript be sent to your school. That’s it!

How to request your transcripts