# 2026/2027 Cost of Attendance (COA)

Hubert B. | BSIT 2023

Cost of attendance (COA) helps determine your federal financial aid eligibility and is used to award aid for each period of enrollment. The first set of cards provides an overview of the University’s COA for our certificate and degree programs at all degree levels for 2026/2027. They apply to most of our programs, unless they fall into the special categories, such as programs leading to licensure or Direct Assessment programs.  

Across all cards, you’ll find clear breakdowns of estimated costs, including:

- **Costs paid to the University:** These are average estimated tuition and mandatory fees paid directly to University of Phoenix. Costs paid to the University are highlighted in light blue.
- **Costs not paid to the University:** These are average estimated living and other educational expenses you may incur as a student beyond tuition and fees. They are not paid to the University. Your actual expenses may vary based on your individual circumstances. Estimated additional costs include, but are not limited to, books and course materials, transportation, and personal and living expenses.
- **Total Cost of Attendance:**This is the average estimated cost of attending University of Phoenix for 2026/2027. It is calculated by adding costs paid to the University and estimated living and other educational expenses. Your actual costs may vary based on your individual circumstances.

## Find relevant COA information for specialized programs

[Programs leading to licensure/certification](#undergraduateCert)  
Programs designed to meet professional licensure requirements

[Direct Assessment programs](#directAssesment)  
Self-paced programs you progress through with assessments

## Undergraduate

### Undergraduate certificate[1]

#### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$8,100

#### Costs not paid to the University

Books, course materials, supplies and equipment

$72

Transportation

$512

Miscellaneous personal expenses

$384

Living expenses[[3]](#footnoteThree)

_Food_

$2,968

_Housing_[[4]](#footnoteFour)

$3,792

Federal student loan fees

$24

Dependent care expenses

$0

Disability-related expenses

$0

---

#### Total Cost of Attendance

$15,852

### Associate degree

#### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$10,872

#### Costs not paid to the University

Books, course materials, supplies and equipment

$90

Transportation

$640

Miscellaneous personal expenses

$480

Living expenses[[3]](#footnoteThree)

_Food_

$3,710

_Housing_[[4]](#footnoteFour)

$4,740

Federal student loan fees

$50

Dependent care expenses

$0

Disability-related expenses

$0

---

#### Total Cost of Attendance

$20,582

### Bachelor’s degree (non-competency based)

#### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$10,728

#### Costs not paid to the University

Books, course materials, supplies and equipment

$90

Transportation

$640

Miscellaneous personal expenses

$480

Living expenses[[3]](#footnoteThree)

_Food_

$3,710

_Housing_[[4]](#footnoteFour)

$4,740

Federal student loan fees

$60

Dependent care expenses

$0

Disability-related expenses

$0

---

#### Total Cost of Attendance

$20,448

## Graduate

### Graduate certificate[5]

#### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$11,355

#### Costs not paid to the University

Books, course materials, supplies and equipment

$72

Transportation

$512

Miscellaneous personal expenses

$384

Living expenses[[3]](#footnoteThree)

_Food_

$2,968

_Housing_[[4]](#footnoteFour)

$3,792

Federal student loan fees

$64

Dependent care expenses

$0

Disability-related expenses

$0

---

#### Total Cost of Attendance

$19,147

### Master’s (non-competency based)

#### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$17,712

#### Costs not paid to the University

Books, course materials, supplies and equipment

$108

Transportation

$768

Miscellaneous personal expenses

$576

Living expenses[[3]](#footnoteThree)

_Food_

$4,452

_Housing_[[4]](#footnoteFour)

$5,688

Federal student loan fees

$108

Dependent care expenses

$0

Disability-related expenses

$0

---

#### Total Cost of Attendance

$29,412

### Master’s credit-based (competency-based)

#### Costs paid to the University

Tuition and fees[[6]](#footnoteSix)

$7,200

#### Costs not paid to the University

Books, course materials, supplies and equipment

$72

Transportation

$512

Miscellaneous personal expenses

$384

Living expenses[[3]](#footnoteThree)

_Food_

$2,968

_Housing_[[4]](#footnoteFour)

$3,792

Federal student loan fees

$72

Dependent care expenses

$0

Disability-related expenses

$0

---

#### Total Cost of Attendance

$15,000

### Doctoral certificate

#### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$13,155

#### Costs not paid to the University

Books, course materials, supplies and equipment

$72

Transportation

$512

Miscellaneous personal expenses

$384

Living expenses[[3]](#footnoteThree)

_Food_

$3,792

_Housing_[[4]](#footnoteFour)

$2,968

Federal student loan fees

$64

Dependent care expenses

$0

Disability-related expenses

$0

---

#### Total Cost of Attendance

$20,931

### Doctoral degree

#### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$21,048

#### Costs not paid to the University

Books, course materials, supplies and equipment

$108

Transportation

$768

Miscellaneous personal expenses

$576

Living expenses[[3]](#footnoteThree)

_Food_

$4,452

_Housing_[[4]](#footnoteFour)

$5,688

Federal student loan fees

$72

Dependent care expenses

$0

Disability-related expenses

$0

---

#### Total Cost of Attendance

$32,712

## Programs leading to licensure/certification

This section outlines the estimated costs for our certificate and degree programs leading to licensure/certification at the undergraduate and graduate levels. These programs are designed to meet the educational requirements for professional licensure or certification in a specific field.

### Undergraduate

#### Undergraduate certificate[7] Health Professions

##### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$10,872

##### Costs not paid to the University

Books, course materials, supplies and equipment

$90

Transportation

$640

Miscellaneous personal expenses

$480

Living expenses[[3]](#footnoteThree)

_Food_

$3,710

_Housing_[[4]](#footnoteFour)

$4,740

Federal student loan fees

$30

Professional licensure/certification[[8]](#footnoteEight)

$231

Dependent care expenses

$0

Disability-related expenses

$0

---

##### Total Cost of Attendance

$20,793

#### Bachelor’s Education

##### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$10,752

##### Costs not paid to the University

Books, course materials, supplies and equipment

$90

Transportation

$640

Miscellaneous personal expenses

$480

Living expenses[[3]](#footnoteThree)

_Food_

$3,710

_Housing_[[4]](#footnoteFour)

$4,740

Federal student loan fees

$60

Professional licensure/certification[[8]](#footnoteEight)

$651

Dependent care expenses

$0

Disability-related expenses

$0

---

##### Total Cost of Attendance

$21,123

#### Bachelor’s Social Behavioral

##### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$10,776

##### Costs not paid to the University

Books, course materials, supplies and equipment

$90

Transportation

$640

Miscellaneous personal expenses

$480

Living expenses[[3]](#footnoteThree)

_Food_

$3,710

_Housing_[[4]](#footnoteFour)

$4,740

Federal student loan fees

$60

Professional licensure/certification[[8]](#footnoteEight)

$370

Dependent care expenses

$0

Disability-related expenses

$0

---

##### Total Cost of Attendance

$20,866

#### Bachelor’s Nursing (competency based)

##### Costs paid to the University

Tuition and fees[[6]](#footnoteSix)

$7,200

##### Costs not paid to the University

Books, course materials, supplies and equipment

$72

Transportation

$512

Miscellaneous personal expenses

$384

Living expenses[[3]](#footnoteThree)

_Food_

$2,968

_Housing_[[4]](#footnoteFour)

$3,792

Federal student loan fees

$48

Professional licensure/certification[[8]](#footnoteEight)

$349

Dependent care expenses

$0

Disability-related expenses

$0

---

##### Total Cost of Attendance

$15,325

#### Bachelor’s Nursing (non-competency-based)

##### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$9,744

##### Costs not paid to the University

Books, course materials, supplies and equipment

$90

Transportation

$640

Miscellaneous personal expenses

$480

Living expenses[[3]](#footnoteThree)

_Food_

$3,710

_Housing_[[4]](#footnoteFour)

$4,740

Federal student loan fees

$60

Professional licensure/certification[[8]](#footnoteEight)

$349

Dependent care expenses

$0

Disability-related expenses

$0

---

##### Total Cost of Attendance

$19,813

### Graduate

#### Graduate certificate[5] Health Professions

##### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$11,445

##### Costs not paid to the University

Books, course materials, supplies and equipment

$72

Transportation

$512

Miscellaneous personal expenses

$384

Living expenses[[3]](#footnoteThree)

_Food_

$2,968

_Housing_[[4]](#footnoteFour)

$3,792

Federal student loan fees

$64

Professional licensure/certification[[8]](#footnoteEight)

$350

Dependent care expenses

$0

Disability-related expenses

$0

---

##### Total Cost of Attendance

$19,587

#### Graduate certificate[9] Education

##### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$14,520

##### Costs not paid to the University

Books, course materials, supplies and equipment

$108

Transportation

$768

Miscellaneous personal expenses

$576

Living expenses[[3]](#footnoteThree)

_Food_

$4,452

_Housing_[[4]](#footnoteFour)

$5,688

Federal student loan fees

$96

Professional licensure/certification[[8]](#footnoteEight)

$607

Dependent care expenses

$0

Disability-related expenses

$0

---

##### Total Cost of Attendance

$26,815

#### Master’s Nursing

##### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$14,520

##### Costs not paid to the University

Books, course materials, supplies and equipment

$108

Transportation

$768

Miscellaneous personal expenses

$576

Living expenses[[3]](#footnoteThree)

_Food_

$4,452

_Housing_[[4]](#footnoteFour)

$5,688

Federal student loan fees

$108

Professional licensure/certification[[8]](#footnoteEight)

$652

Dependent care expenses

$0

Disability-related expenses

$0

---

##### Total Cost of Attendance

$26,872

#### Master’s Health Professions

##### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$18,216

##### Costs not paid to the University

Books, course materials, supplies and equipment

$108

Transportation

$768

Miscellaneous personal expenses

$576

Living expenses[[3]](#footnoteThree)

_Food_

$4,452

_Housing_[[4]](#footnoteFour)

$5,688

Federal student loan fees

$108

Professional licensure/certification[[8]](#footnoteEight)

$350

Dependent care expenses

$0

Disability-related expenses

$0

---

##### Total Cost of Attendance

$30,266

#### Master’s Social Behavioral

##### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$18,264

##### Costs not paid to the University

Books, course materials, supplies and equipment

$108

Transportation

$768

Miscellaneous personal expenses

$576

Living expenses[[3]](#footnoteThree)

_Food_

$4,452

_Housing_[[4]](#footnoteFour)

$5,688

Federal student loan fees

$108

Professional licensure/certification[[8]](#footnoteEight)

$658

Dependent care expenses

$0

Disability-related expenses

$0

---

##### Total Cost of Attendance

$30,622

#### Master’s Education

##### Costs paid to the University

Tuition and fees[[2]](#footnoteTwo)

$14,520

##### Costs not paid to the University

Books, course materials, supplies and equipment

$108

Transportation

$768

Miscellaneous personal expenses

$576

Living expenses[[3]](#footnoteThree)

_Food_

$4,452

_Housing_[[4]](#footnoteFour)

$5,688

Federal student loan fees

$108

Professional licensure/certification[[8]](#footnoteEight)

$574

Dependent care expenses

$0

Disability-related expenses

$0

---

##### Total Cost of Attendance

$26,794

## Direct Assessment programs

The table below breaks down the estimated costs for our Direct Assessment programs. These competency-based programs allow students to complete courses by demonstrating mastery through assessments rather than traditional, time-based credit hours, taking 2 to 4 courses within a 12-week term.[Learn more about direct assessment programs](/competency-based-degrees/term-based.html).

### Undergrad (non-licensure)

#### Costs paid to the University

Tuition and fees[[6]](#footnoteSix)

$10,000

#### Costs not paid to the University

Books, course materials, supplies and equipment

$108

Transportation

$768

Miscellaneous personal expenses

$576

Living expenses[[3]](#footnoteThree)

_Food_

$4,452

_Housing_[[4]](#footnoteFour)

$5,688

Federal student loan fees

$0

Dependent care expenses

$0

Disability-related expenses

$0

---

#### Total Cost of Attendance

$21,592

### Graduate (non-licensure)

#### Costs paid to the University

Tuition and fees[[6]](#footnoteSix)

$10,996

#### Costs not paid to the University

Books, course materials, supplies and equipment

$108

Transportation

$768

Miscellaneous personal expenses

$576

Living expenses[[3]](#footnoteThree)

_Food_

$4,452

_Housing_[[4]](#footnoteFour)

$5,688

Federal student loan fees

$0

Dependent care expenses

$0

Disability-related expenses

$0

---

#### Total Cost of Attendance

$22,588

[1] The figures provided are illustrative and based on 18 undergraduate credits; the actual COA will be based on the specific length of the program in which the student is enrolled.

[2] The tuition component is based on a per credit weighted average for the credential level across the entire University. The resource fee is calculated per credit, rounded to the nearest whole dollar. A student’s actual tuition and resource fees may vary.

[3] The University allows the same living expense amounts for students in all living arrangements and dependency statuses.

[4] The living expense component for students receiving Military Basic Allowance for Housing (BAH) only includes an allowance for food.

[5] The figures provided are illustrative and based on 15 graduate credits; the actual COA will be based on the specific length of the program in which the student is enrolled.

[6] The tuition component is based on a per credit weighted average for the credential level across the entire University.

[7] The figures provided are illustrative and based on 24 undergraduate credits; the actual COA will be based on the specific length of the program in which the student is enrolled.

[8] The licensure/certification component included in the final academic year of the program is an average of fees charged by all states the program is offered in by credential level and college.

[9] The figures provided are illustrative and based on 24 graduate credits; the actual COA will be based on the specific length of the program in which the student is enrolled.

---

## Related resources

![picture of a person smiling while looking at their laptop](/tuition-financial-aid/cost-of-attendance/_jcr_content/root/container/container_1808564639/columns_129052854_co/responsivegrid0/container_copy_10430/image.coreimg.jpeg/1782771512859/scholarship-card-image.jpeg)

### Scholarship opportunities

Finding ways to fund your education is important. Explore our internal and external scholarship opportunities to help make earning your degree more affordable while staying focused on your goals.

[Browse scholarships](/tuition-financial-aid/scholarships.html)
![](/tuition-financial-aid/cost-of-attendance/_jcr_content/root/container/container_1808564639/columns_129052854_co/responsivegrid1/container_copy/image_copy.coreimg.jpeg/1782771493081/payingforschool-card-image.jpeg)

### Paying for school

Managing tuition costs can be challenging. Learn more about our flexible payment and savings options so you can invest in your education while being mindful of your financial future.

[Explore your financial options](/student-resources/paying-for-school.html)
![picture of a person scrolling on their phone filling out a questionnaire](/tuition-financial-aid/cost-of-attendance/_jcr_content/root/container/container_1808564639/columns_129052854_co_1718071826/responsivegrid0/container_copy_10430/image_copy.coreimg.jpeg/1782770143417/maximize-savings-card-image.jpeg)

### Maximize your savings potential

Discover personalized ways to reduce the cost and time spent on your education. From transfer credits to scholarships, see how you can reduce costs and complete your degree faster.

[Try Savings Explorer® tool](https://www.phoenix.edu/cost-savings)
![picture of a person smiling and placing their hands together while looking at their laptop](/tuition-financial-aid/cost-of-attendance/_jcr_content/root/container/container_1808564639/columns_129052854_co_1718071826/responsivegrid1/container_copy/image_copy.coreimg.jpeg/1782770152155/tuition-card-image.jpeg)

### Affordable tuition

No tuition guesswork. Just flat, predictable and affordable tuition rates, from the day you enroll until the day you graduate from your program. That's our Tuition Guarantee.

[Learn more about tuition](/tuition-financial-aid.html)

## Frequently Asked Questions

### What University of Phoenix programs lead to licensure?

University of Phoenix offers several programs designed to prepare students for professional licensure or certification, subject to state requirements:

Bachelor’s degree programs
- [Bachelor of Science in Education/Early Childhood Education](https://www.phoenix.edu/online-education-degrees/early-childhood-education-bachelors-degree.html)
- [Bachelor of Science in Education/Elementary Education](https://www.phoenix.edu/online-education-degrees/elementary-education-bachelors-degree.html)
- [Bachelor of Science in Liberal Studies](https://www.phoenix.edu/online-liberal-arts-degrees/liberal-arts-bachelors-degree.html)
- [Bachelor of Science in Social Work](https://www.phoenix.edu/online-behavioral-sciences-degrees/social-work-bachelors-degree.html)

Master’s degree programs
- [Master of Arts in Education/Administration and Supervision](https://www.phoenix.edu/online-education-degrees/education-administration-supervision-masters-degree.html)
- [Master of Arts in Education/Elementary Teacher Education](https://www.phoenix.edu/online-education-degrees/elementary-teacher-education-masters-degree.html)
- [Master of Arts in Education/Secondary Teacher Education](https://www.phoenix.edu/online-education-degrees/secondary-teacher-education-masters-degree.html)
- [Master of Arts in Education/Special Education](https://www.phoenix.edu/online-education-degrees/special-education-masters-degree.html)
- [Master of Science in Counseling/Clinical Mental Health Counseling](https://www.phoenix.edu/online-behavioral-sciences-degrees/counseling-clinical-mental-health-masters-degree.html)
- [Master of Science in Counseling/Marriage, Family, and Child Therapy](https://www.phoenix.edu/online-behavioral-sciences-degrees/marriage-family-child-counseling-masters-degree.html)
- [Master of Science in Nursing/Family Nurse Practitioner](https://www.phoenix.edu/online-nursing-degrees/family-nurse-practitioner-masters-degree.html)
- [Master of Science in Nursing/Psychiatric Mental Health Nurse Practitioner](https://www.phoenix.edu/online-nursing-degrees/psychiatric-mental-health-nurse-practitioner-masters-degree.html)

Graduate certificate programs
- Graduate Alternative Pathway/Elementary Education Certificate
- Graduate Alternative Pathway/Secondary Education Certificate
- Graduate Alternative Pathway/Special Education Certificate
- [Graduate Initial Teacher Certificate/Elementary](https://www.phoenix.edu/online-education-certificates/elementary-education-graduate-initial-certificate.html)
- [Graduate Initial Teacher Certificate/Secondary](https://www.phoenix.edu/online-education-certificates/secondary-education-graduate-initial-certificate.html)
- [Graduate Initial Teacher Certificate/Special Education](https://www.phoenix.edu/online-education-certificates/special-education-graduate-initial-certificate.html)

Note: Licensure and certification requirements vary by state. Completion of a University of Phoenix program does not guarantee licensure or certification. Students should review the requirements of the state in which they intend to seek licensure.

### Does University of Phoenix offer Direct Assessment programs?

Yes, University of Phoenix offers Direct Assessment degree programs. Direct Assessment programs are designed for students with strong time management skills, prior experience and a preference for independent learning. Instead of progressing based on credit hours, students demonstrate mastery of course competencies through knowledge checks and assessments. With faculty support, students can complete two to four courses during each 12-week term and move through their program at a pace that works for them.

### What does cost of attendance mean?

Cost of attendance (COA) is an estimate of the total cost of attending school during an academic year. In addition to tuition and fees, cost of attendance may include estimated expenses for books, supplies, housing, food, transportation and other education-related costs. Cost of attendance is used to determine eligibility for federal financial aid programs and may vary based on individual circumstances.

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