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# Explore master's degree saving opportunities

You could complete your master's degree faster and for less by applying eligible cost-saving opportunities.

- [Transfer credits](#transferInfo)

- [Scholarships](#find-a-scholarship)

- [Work experience](#workExperience)

- [Employer benefits](#employerBenefits)

## How to transfer your credits

Apply eligible transfer credits from an accredited university or college toward your master's degree.

Fill out your application to University of Phoenix.

Provide information about where you’ve completed your courses.

Complete the transfer request form with your application. 

[Apply now](https://www.phoenix.edu/application/quick-app/personal-info)
**What happens next?**We can usually request your official transcripts at no added cost. Once we have them, a specially trained evaluator will review your prior coursework, and we’ll let know you know which transfer credits will apply.

## Browse scholarships

Discover a range of scholarships designed to support your master’s degree goals and reduce the cost of your education.

### NEW & RETURNING STUDENTS

**Phoenix® Master's Winter Scholarship**

Scholarship award

Maximum value of $3,000

applied over 11 courses provided you maintain eligibility

Scholarship status

**Now accepting applications**

3 years of work experience required.

[View scholarship details](/tuition-financial-aid/scholarships/phoenix-winter-scholarship-masters.html)
### CURRENT STUDENTS

**Current Student Scholarship**

Scholarship award

Maximum value of $2,000

applied over 11 courses provided you maintain eligibility

Scholarship status

**Now accepting applications**

3.85 GPA or higher with a minimum 9 credits completed and at least 9 credits remaining.

[View scholarship details](/tuition-financial-aid/scholarships/current-student-masters.html)
### ALUMNI STUDENTS

**Forever a Phoenix® Scholarship**

Scholarship award

Maximum value of $2,000

applied over 11 courses provided you maintain eligibility

Scholarship status

**Now accepting applications**

3.25 GPA or higher required.

[View scholarship details](/tuition-financial-aid/scholarships/alumni-masters.html)
## Make your career work for you

Find out if your work experience can apply as credits toward your degree — saving you time and money. Plus, check if your employer has an alliance with the University to help you use education benefits to lower your tuition costs.

### Submit work experience for credit

Turn your skills into savings by submitting approved licenses, certificates and training for potential credit toward your degree.

[Find eligible experiences](/tuition-financial-aid/prior-learning-assessment.html)
## Your employer may help cover your tuition

We work with hundreds of organizations to help their employees earn degrees at a reduced cost. See if yours is on the list.Type in the first 3 letters of your employer’s name to find out! 

Search employer name
Your employer’s not on our list—but they may still have benefits!

Contact an enrollment representative to find out about potential employer tuition reimbursement:844-937-8679. Don’t leave savings on the table. Explore opportunities with our[Savings Explorer](https://www.phoenix.edu/cost-savings)tool.

[Search employer](https://www.phoenix.edu/tuition-financial-aid/employer-tuition-benefits.html)
## Ready to start school?

Start your online application today or contact an enrollment representative to see how credits and other savings opportunities may apply to your education.

[Apply now](https://www.phoenix.edu/application/quick-app/personal-info)